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Saak Finance — Terms of Service
Effective Date: [15/9/2023]
Last Updated: [13/3/2025]

  1. Introduction
    Welcome to Saak Finance (“Saak Finance”, “we”, “our”, or “us”).
    These Terms of Service (“Terms”) govern your access to and use of our platform, website, mobile application, and related financial services (collectively, the “Services”).

By creating an account, accessing, or using Saak Finance’s Services, you agree to these Terms.
If you do not agree, you must not use our Services.

  1. Our Services
    Saak Finance provides users with tools and technology for digital financial management, including:

  • Creation and management of virtual USD accounts

  • Sending and receiving domestic and international transfers

  • Secure payment processing and financial tracking

  • Automated savings and analytics tools

All financial operations are carried out through licensed banking or payment partners in compliance with applicable laws and regulations.

  1. Eligibility
    You must:

  • Be at least 18 years old (or the legal age of majority in your jurisdiction).

  • Have the legal capacity to enter into a binding contract.

  • Provide accurate and complete registration information.

You are responsible for maintaining the confidentiality of your login credentials and for all actions performed through your account.

  1. Compliance and Acceptable Use
    You agree not to use Saak Finance’s Services for:

  • Illegal or fraudulent activity

  • Money laundering, terrorism financing, or sanctions evasion

  • Violating financial regulations or third-party rights

  • Uploading harmful content or engaging in abusive behavior

Saak Finance reserves the right to suspend or terminate accounts that breach these Terms or raise compliance concerns.

  1. Fees and Transactions
    Service fees, transfer limits, and applicable exchange rates are displayed within the platform prior to any transaction.
    By confirming a transaction, you authorize Saak Finance and its partners to process it under the disclosed terms.
    All completed transactions are final and non-reversible, except as required by law.

  2. Security
    We employ strong encryption, two-factor authentication (2FA), and advanced fraud prevention systems.
    However, no online platform is completely risk-free. You agree to use the Services responsibly and immediately report suspicious activity.

  3. Privacy
    Your privacy matters to us.
    Our Privacy Policy explains how we collect, use, and protect your personal data.
    By using Saak Finance, you consent to our data practices as described in the Privacy Policy.

  4. Intellectual Property
    All content, branding, and technology associated with Saak Finance are the property of Saak Finance or its licensors.
    You may not copy, modify, distribute, or reverse-engineer any part of the platform without written permission.

  5. Limitation of Liability
    To the fullest extent permitted by law, Saak Finance and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from:

  • Your use or inability to use the Services

  • Unauthorized access or data breaches beyond our reasonable control

  • Errors, delays, or interruptions in service

Your sole remedy for dissatisfaction with the Services is to stop using them.

  1. Termination
    You may close your account at any time through your account dashboard or by contacting support.
    We reserve the right to suspend, restrict, or terminate your access if we believe you violated these Terms or any applicable law.

  2. Updates to These Terms
    We may update these Terms periodically.
    When we make material changes, we will notify you via email or in-app notice. Continued use after updates constitutes acceptance of the revised Terms.

  3. Governing Law
    These Terms are governed by and construed under the laws of England and Wales, without regard to conflict of law principles.
    Disputes shall be resolved in the courts of London, United Kingdom.

  4. Contact Us
    For questions about these Terms or our Services, contact us at:

📧 contact@getsaak.com
🏢 Saak Finance

627 McDowell Street, Lewisburg, Tennessee, United States

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